Sub zero weather costuming for biking 101

It is still below freezing in the mornings here, and as I bike about 50 kms (30 miles) a day, bundling up is a requirement. Here is minimum setup for me up until last week: Long johns, thermal shirt, arm warmers, leg warmers, water proof socks, pants, wind proof biking jacket, and goretex gloves. And to top it off a balaclava. This week the weather is significantly warmer, so I am enjoying biking gloveless coming home, and not wearing long johns under my shorts.